Here are some of the standout insights:
Digital payments dominate: By 2030, nearly 80% of global e-commerce value will come from digital wallets, account-to-account, Buy Now Pay Later, and cryptocurrency payments.
Cards fuel wallets: Over half of consumers worldwide use debit, credit, or prepaid cards to top up their digital wallets.
The slow death of cash: Cash has fallen from 44% of POS transaction value in 2014 to just 15% in 2024. It will continue to shrink but won’t disappear entirely, remaining strong in countries like Japan, Mexico, Nigeria, and Spain.
Future of money: Expect a cashless society in many regions as fintech innovations reshape how consumers and businesses interact with money.
Whether you’re in retail, e-commerce, or fintech, these trends provide a clear window into the future of payments 2030.
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