How Will We Pay in 2030? | Wallets, Crypto, and Cashless Society
Retail DisruptedMarch 21, 202500:03:01

How Will We Pay in 2030? | Wallets, Crypto, and Cashless Society

How will we pay in 2030? Worldpay’s latest Global Payments Report explores the evolution of money, the decline of cash, and the rise of digital wallets, mobile payments, and cryptocurrency transactions. This research is widely regarded as one of the most comprehensive views into the digital payments future and fintech innovation.

Here are some of the standout insights:
Digital payments dominate: By 2030, nearly 80% of global e-commerce value will come from digital wallets, account-to-account, Buy Now Pay Later, and cryptocurrency payments.

Cards fuel wallets: Over half of consumers worldwide use debit, credit, or prepaid cards to top up their digital wallets.

The slow death of cash: Cash has fallen from 44% of POS transaction value in 2014 to just 15% in 2024. It will continue to shrink but won’t disappear entirely, remaining strong in countries like Japan, Mexico, Nigeria, and Spain.

Future of money: Expect a cashless society in many regions as fintech innovations reshape how consumers and businesses interact with money.

Whether you’re in retail, e-commerce, or fintech, these trends provide a clear window into the future of payments 2030.

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